The number of people who are uninsured is expected to rise in the US over the next few years, but if you’re a healthy young adult, the cost of a policy may not seem like a huge issue.
But if you’ve got a serious medical condition, and need health insurance for it, you’re out of luck.
The health insurance industry says that more and more people are finding themselves without coverage, and the reason is a complex mix of factors, from a lack of affordable health insurance to the rising costs of care.
Here are some of the ways you might be in for a rude awakening.
You have no idea how much you’re paying For most Americans, insurance doesn’t cost them that much, according to the Bureau of Labor Statistics.
But there are people with high incomes who have a hard time covering the medical expenses associated with chronic conditions such as arthritis or cancer.
They’re not going to have to shell out a lot of money just to cover their medical bills.
But many of them are also in higher-paying jobs, such as doctors and nurses, who don’t qualify for a lot less generous health insurance plans.
And they’re not necessarily on a fixed income.
A recent study by the National Bureau of Economic Research found that nearly one-third of all workers have incomes between $50,000 and $100,000.
Many of them, including those with high-earning jobs, may have trouble finding insurance that will cover their entire medical expenses, even if they do have coverage.
This is especially true for people with pre-existing conditions, who are more likely to pay out of pocket than those with less severe conditions.
If you’re one of those workers, it may not be worth your while to try to find coverage through an employer or an insurer.
You’re worried about the price of your coverage The average health insurance premium is $1,200 for a family of four.
But that doesn’t take into account how much people spend on private health insurance, or the deductibles and co-payments that are part of the deal.
This may be why many young adults don’t have any health insurance at all.
A new study published in the American Journal of Preventive Medicine suggests that some people may be paying out of their own pockets to avoid paying more for their coverage.
In a small survey, researchers found that 18 percent of young adults aged 19 to 34 who were uninsured said they would be willing to pay up to $3,000 more than their current medical costs for insurance.
The study also found that many of those who had paid premiums out of the pocket reported that they weren’t being asked to make other payment arrangements.
The researchers said that they hoped to expand their survey to a larger number of adults.
You want to keep your health insurance plan and stay on it For some, the price tag is not a big deal.
But for many, it can make a big difference.
“My husband and I both have serious health conditions that we both struggle with,” said Rachel, a student at the University of Arizona.
“The only way we’re able to pay for the care we need is through my parents insurance.”
Rachel’s mother-in-law also had a serious illness and had to pay a lot for medical care.
“She’s not really well-off, but she doesn’t pay out her own money,” Rachel said.
Rachel and her mother- in-law are both working, but their plans both cover her medical expenses and her employer pays for some of those expenses, but not all of them.
Rachel, who lives in Arizona, has to pay about $100 a month in premiums, and she doesn: her father pays $25 a month for her insurance and her grandfather pays $60 a month.
Rachel said that her mother in- law was the only one who would be able to afford her health insurance if she chose to pay it out of her own pocket.
Rachel’s father is also a truck driver and works part-time as a dishwasher.
But his plan only covers him for about $20 a month, and it does not cover her for hospitalization or for prescriptions.
Rachel also is worried about what her parents will think if they find out she is going without insurance.
“I’m not sure that they would understand that I don’t really have health insurance and I am paying the premiums out,” she said.
You think your doctor has a job But there’s also a chance that your doctor may not have a job.
“There is a very good chance that a doctor will not have health coverage,” said the study’s lead author, Dr. Michael Sivak.
“A good number of doctors may not get reimbursed for their work.”
And while the Bureau has estimated that about one in four people who need medical care will be uninsured, Sivac said that some of these doctors are actually working full-time to pay bills.
“If a doctor doesn’t have a full- time job