Pet insurance is getting cheaper with more coverage for younger pets, and now you can get pet coverage on your smartphone, too.
That’s because the U.S. Department of Health and Human Services (HHS) announced Monday that pet insurance has been extended to younger pets.
The new policy extends coverage from $9,000 to $14,999, and pet owners with younger pets are eligible for up to $100 in free pet insurance, according to HHS.
Pet insurance coverage will continue to be available on a first-come, first-served basis.
The new policy is an effort to make pet insurance more affordable for younger pet owners, according Mark Mazzetti, a veterinarian and pet insurance agent with Petland of Virginia.
The policy covers a full range of pet products, including pet insurance.
Mazzetti says that while the policy is still the same price for older pets, pet insurance policies are becoming more affordable.
He says the policy provides a cheaper option than pet insurance purchased on a personal or business basis.
“The reason why we’re doing this is because pet insurance is becoming increasingly affordable,” he said.
“Pet insurance is not for everyone, but for some, pet ownership is a lifestyle choice and for some pets, they can benefit from the pet insurance policy.”
Pet insurance policies also offer pet owners a greater chance of being covered for catastrophic events, such as a dog bite, said Karen Hester, an insurance broker with Krieger Insurance.
Pet owners can still get the most out of the pet policy if they have a certain deductible amount, and they can purchase policies for more than one pet.
Hester says pet insurance companies have become increasingly efficient as they have gotten better at identifying and offering policies for younger and older pets.
If you are considering getting pet insurance coverage, look for a company that offers a lower deductible, Hester said.
Hestia Hester is a pet insurance broker.
She has more than 20 years of experience with pet insurance company Petland.
Hetzel says there is one thing that she loves about pet insurance products, and that is the way they are structured.
She says that if you buy a pet policy and then have a pet accident, it’s important to get the pet’s insurance covered, because the policy will be the first thing to cover you and your pet.